BUYER RESOURCE

MortgageCalculator

Estimate a full monthly housing payment using the assumptions that matter most: price, down payment, rate, taxes, insurance, HOA, and PMI.

Monthly payment estimate

See the full housing payment, not just principal and interest.

Adjust the price, rate, tax assumption, insurance, HOA, and PMI to understand the total monthly picture before you tour or write.

Home priceDown payment (%)Interest rate (%)Loan term (years)Property tax rate (%)Homeowners insurance (annual)HOA dues (monthly)PMI rate (%)

Total estimated monthly payment

$3,221

Includes taxes, insurance, HOA, and PMI when applicable.

Loan amount

$382,500

After 10.0% down.

Down payment

$42,500

Estimated cash toward purchase price.

Principal + interest

$2,418

Based on the selected rate and loan term.

Taxes + insurance + HOA + PMI

$803

The non-loan costs that shape your real payment.

Property taxes$478

Homeowners insurance$150

HOA dues$0

PMI$175

This is a planning estimate. Lender fees, exact tax assessments, homeowners insurance, and mortgage insurance pricing can all change the final number.